Tuesday, February 19, 2008
vroom vroom no more
My car is broken!!!! Of all the times it could have picked to break....I had to call out of work at the college today.I still have to bartend tonight. I dropped my car off at the shop at 9:30, and I still haven't heard back yet. It has been feeling like the transmission has been giving me issues for a while, but my parents are in denial. Anyways, they won't cosign with me so I can get a new car. I finally got approved by myself, but only for a loan of $7500, which is better than nothing, but I won't be able to get a nice car that I really want. If they cosigned I could have whatever car I wanted that fit within my monthly budget. It makes me so mad tht they just wont help me. My current car is a '98 pontiac grand prix. it looks great. The inside is immaculate. I have never had any major issues with it....till now. We payed $10,000 for it about 4-5 years ago, and apparently now, it's only worth $2000. The dealership is willing to trade my car in for $2000 even though the check engine light is on. It's just so frustrating to think I could hav a new car dor a payment as low as $280/month for 62 months with 0% financing, but I can't do it bc my parents wont sign no matter how hard I beg them!!! So anyways, I have to go call the car guy now and see what the damage is, then I'm going to call the car dealership. Everybody have a great day!!!
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3 comments:
Jillian . . . car payments (as you may already know) SUCK the financial life out of you. We have two car payments and not a day goes by that we wish we only had one or at least lower payments. We could think of a ton of things the money could go for rather than a car (money we will NEVER see back again). We just got a new car a year ago and dropped our payments by $100/month. I took that $100 and put it in the bank. I have nearly $1200 just by saving on that PAINFUL car payment.
I don't really regret wanting the NICE car, but now I realize that I would rather have the NICE money . . .
I compromised...I got a nice used car, and a very nice warrenty to go with it!! My paymets are low low, and insurance is evry reasonable. I was very lucky to find my car. It is in great shape, low miles, and a higher end vehicle. My sales guy really worked magic with the numbers I gave him!!
I haven't Seen a carpayment that low in about 10 years! At one point when my family was rodeoing, our truck payment was around 800$ a month...Glad we're not doing that anymore!
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